A little while back, I read something online that said that some older women believe that they need not learn about money because it falls into the realm of things-that-men-know-about. These women believe that men are the only ones who need to understand money and that they will be fine so long as they have […]
I want you to know that I use credit cards. Frankly, I love the convenience of them. When I don’t have time to run to the bank machine to grab some cash, it’s very comforting to know that I can slide my credit card out of my wallet and still buy whatever it that I […]
Buying a new vehicle is not a decision to be undertaken lightly since the financial ramifications can put a serious crimp in your cash flow for a very long time if you’re not careful. Check out this article on how Canadians are taking out lengthy car loans to minimize the monthly payment. Think about it for […]
In 2015, I decided to eliminate my subscription to cable TV. Was it easy to do cut the cord? NO! It honestly took me close to a year to call my cable provider to cancel my subscription. It took me another 6 weeks to return my cable box and the various cords that connected my […]
The first time I learned about a F*ck You Fund was when I read an online article from Paulette Perhach. I was blown away by the idea and immediately went to my own numbers to see if I had inadvertently created such a fund of my very own. Short answer – yes, I have! Props […]
Yes, really. This post is about the fact that that employees without employer-provided pensions bear the responsibility of saving enough money to ensure their own financial comfort once they’ve stopped receiving a paycheque. All employees should be setting aside a chunk of money from every paycheque so that the money is still around when the […]
When I was a very young girl, I’d heard about a marital method of allocating money to both present and future goals that made a lot of sense to me at the time. Essentially, in a situation where both spouses worked, the household’s present needs would be paid for from one paycheque while the other […]
We Canadians pride ourselves on our free healthcare system. However, I’m the first to admit that the Canadian healthcare system is not perfect and that there are challenges which will get worse as more and more of us age and try to access the resources and services simultaneously. However, it’s still better than the experience […]
How many of you have heard of coasting to financial independence once you’ve hit a pre-determined target for your investment portfolio? It’s a concept known as Coast FI. I first learned about it in a post from Military Dollar. Essentially, Coast FI means that you can stop contributing money toward your goal of financial independence once you’ve […]
I’ve made my share of mistakes when it comes to money. One of my biggest mistakes was waiting 5 YEARS before I started investing in my non-registered portfolio of dividend-paying exchange traded funds (ETFs). I paid off my house when I was 34 but I waited half a decade before I started investing in […]