It’s the holiday season again! Between Thanksgiving and Christmas, people will be bombarded with advertising encouraging them to buy as much as they possibly can to prove the depth of their love for the special ones in their lives. Do you want your child to be happy? Buy a toy! Do you want your spouse […]
You are financially vulnerable. Don’t feel too bad. Most of us are. A few weeks back, I watched an interview with Elizabeth White where she talks about faking normal. In short, Ms. White is very well-educated, had a network of contacts, worked for an international organization, took an entrepreneurial risk, got caught by the […]
Recently, people near and dear to my heart bought a new home. I was more than thrilled for them since their new place is lovely and will be a perfect nest for their growing family. And as they disclosed their numbers to me, I started to think about the impact that the rising mortgage rates […]
One of the easiest ways to cut down the amortization of a mortgage is by making bi-weekly payments. A bi-weekly payment is one where, every two weeks, your mortgage lender makes a withdrawal from your bank account for the purpose of paying your mortgage. If you’re paid on a bi-weekly schedule, then there’s absolutely […]
A little while back, I read something online that said that some older women believe that they need not learn about money because it falls into the realm of things-that-men-know-about. These women believe that men are the only ones who need to understand money and that they will be fine so long as they have […]
I want you to know that I use credit cards. Frankly, I love the convenience of them. When I don’t have time to run to the bank machine to grab some cash, it’s very comforting to know that I can slide my credit card out of my wallet and still buy whatever it that I […]
Buying a new vehicle is not a decision to be undertaken lightly since the financial ramifications can put a serious crimp in your cash flow for a very long time if you’re not careful. Check out this article on how Canadians are taking out lengthy car loans to minimize the monthly payment. Think about it for […]
In 2015, I decided to eliminate my subscription to cable TV. Was it easy to do cut the cord? NO! It honestly took me close to a year to call my cable provider to cancel my subscription. It took me another 6 weeks to return my cable box and the various cords that connected my […]
The first time I learned about a F*ck You Fund was when I read an online article from Paulette Perhach. I was blown away by the idea and immediately went to my own numbers to see if I had inadvertently created such a fund of my very own. Short answer – yes, I have! Props […]
Yes, really. This post is about the fact that that employees without employer-provided pensions bear the responsibility of saving enough money to ensure their own financial comfort once they’ve stopped receiving a paycheque. All employees should be setting aside a chunk of money from every paycheque so that the money is still around when the […]