Earlier this year, I decided to try my hand at budgeting. Some of the bloggers I follow online repeatedly state that having a budget is integral to managing your money. I’m always willing to learn and improve how I handle my own money. Since I work hard for it, I don’t want to waste a […]
Think of yourself as the star trapeze artist in your own life. You swing from one day to the next, endlessly until your part of the show is over. And each day brings its own options, challenges, and choices. Some of these involve risk. Think of these risks as letting go of one bar so […]
Hooray!!! It’s spending time! Break out the debit or credit card because we are going to use the money in the sinking fund! One of my sinking funds – and I have many! – is dedicated towards my flower garden. I’m an amateur gardener in every sense of the word. Each year, I devote a […]
Personal finance is personal. Read that again. For most folks, it’s hard for them to believe that there isn’t one perfect path out there, and that they will get everything they want if they find and follow it. Hear me now. The only universal, iron-clad rules that applies to everyone is that you must live […]
I think it’s important for you to have money milestones, some kind of target that you want to achieve with your money. Maybe it’s getting the first $100 into your emergency fund. Maybe it’s paying off your debt or getting to positive net worth. Perhaps you want to ensure that your portfolio kicks off enough […]
When I watch movies, I like to think about the personal finances of the characters or the financial implications of the stories. Unlike sex and violence, movies aren’t explicit about most characters’ money situations. When bad guys beat up the good guys on instruction from someone else, haven’t you ever wondered how much the bad […]
Most of the time, I talk to you as though you’re the only person you have to support with your income. The reality is that many people support their parents to some degree. If your parents are still working, then you should find out if your parents have a pension. Will it be enough to […]
This year, I will have been engaged in DIY-investing for 3 full decades. Wow! It sounds like a long time, doesn’t it? Believe me when I say it went by quicker than two shakes of a lamb’s tail. Have I made mistakes? Plenty! Did I have too much hubris along the way? Probably. Could I […]
I just learned about “rage applying“. Apparently, it takes place under the following conditions. When you don’t like your current work environment, you apply for a new job. Trust me when I tell you that this is a new name for an old idea. No one has invented anything new by slapping a new moniker […]
Remember how I’ve talked about the money-saving magic of your kitchen? Well, I’ve upped my game. You see, I really hate grocery-shopping. It’s a recessive gene. I know this because both my mother and my brother love grocery shopping, and even my father didn’t mind doing it. My mother loves it so much that one […]