The greatest way to use credit cards comes down to 2 simple steps. In the interests of transparency, I will admit that I use my credit card all the time. Gas? Groceries? Travel? Clothing? Repairs? Streaming services? Subscriptions? Theatre tickets? Birthday presents? Electronics? Yes, yes, yes! I tap my credit card for all of it. […]
Over the past few months, I’ve been seeing many articles about the death of FIRE. For those that don’t know, FIRE is an acronym for Financial Independence, Retire Early. Its popularity as an idea really took off before March 2020. Since the return of inflation, not as many people have been preaching about it. For […]
Indulge me for a moment as I pat myself on the back for hitting a pretty significant-to-me money milestone! When I was updating my various spreadsheets, I realized that I had done something I’ve only ever read about. In the first six months of 2024, the amount of dividend income that I’ve received exceeds the […]
Making good choices isn’t always easy or convenient, but it almost always pays off. I’ll be frank. I love eating out. I go out for meals with friends regularly, usually twice a week. It’s part of my social life and I don’t apologize for it. There are other things I don’t buy so that I […]
A great financial planner is worth the money. This person will listen to your goals, respect your priorities, assess your current financial situation, and create a roadmap for your money. Most importantly, this person will not try to sell you a product where they get paid for doing so. If you remember nothing else from […]
When it comes to paying for a vehicle, it pays to remember that they all do the same thing. I first heard this statement on a YouTube video. And if I’m being honest, I’ll admit that I haven’t been able to get it out of my mind. The YouTuber in question was talking about car […]
First off… not everyone has the financial ability to pursue all of 5 of these tactics at the same time. So, as always, do what you can right now. When you can do more, then do more. This post won’t be about starting your own business or making money through real estate. It’s geared at […]
I spend a lot of time talking about paying off debt. Why? For the simple reason that debt impedes you from spending your money on the things that you really want. Once the debt is gone, what should you do with your former debt payments? This post isn’t for those of you who already have […]
It never ceases to amaze me how easy it is to get into debt. I haven’t been a child since the last millennium, but I do still remember that people had to apply for credit by filing out a paper form. Today, offers for credit come directly to my email address. The financial institutions pushing […]
Last month, I went on my first post-pandemic overseas trip. It wasn’t cheap. However, travel is one of my spending priorities so I have a sinking fund to pay for it. It was my first trip to the Netherlands, with a very short stop in Belgium. I traveled with a dear friend of long acquaintance, […]