All content posted on this blog represents my personal opinions and views. I am not a licensed investment advisor nor am I in any way, shape or form certified to provide you with professional or expert advice. I’m also not a life coach or a guru. I’m simply a woman who has learned life’s lessons through experience and personal observation. You should do your own research before making any investment decisions and you should consult with the proper professional before you make any decisions that may impact your life. By use of this website, you agree to these terms.