Personal finance for singles looking to finance their dreams.
FOMO – Fear of Missing Out. YOLO – You only live once. These are the catchphrases that encapsulate our relentless demand for instant gratification. We want what we want when we want it…ideally sooner. And let’s face facts – it feels really great to have our desires satisfied. Who doesn’t like immediate gratification? This week, […]
It’s once again the season to talk about your Registered Retirement Savings Plan – otherwise known as RRSP Season! Between Christmas and the end of February, there’s generally a plethora of advertising about the importance of funding your RRSP. So I’m putting my $0.02 into the mix too! An RRSP is a tax-deferred way to […]
If you’re not already aware, then let me be the first to say the following: it’s okay to keep your money! You don’t have to spend all of it. Now, you probably shouldn’t keep all of it either. After all, doing so means you won’t eat, nor have a roof over your heard or clothes […]
When I talk about financial independence and wanting to retire early, many people look at me as if I’d sprouted a second head right in front of them. “I love my job!” they say. “I don’t want to retire!” Great! Wonderful! You’re being paid to do what you love – that makes you one of […]
Emergency funds… you need them in sickness and in health. My workplace has been a hotbed of germs and colds and flu for the past few weeks. Even I had to take a day off to give myself some time to rest and recover from my head cold. And I started thinking about how fortunate […]
Go ahead, Gentle Reader – you’re on the air. Blue Lobster, I’ve got a question for you… I’ve saved up some money. Where do I invest it for long-term future growth? Great question! And one that I’d love to answer… but first things first. I have to state the following: I am not a financial […]
When you know better, you do better… from one wise soul to another, Maya Angelou to Oprah Winfrey No one is born knowing how to invest. This is awesome news! It means that anyone can learn how to invest if they take the time to practice the skill. It also means that progress need not […]
We are just over a week into a new year – hooray! I hope that 2020 is off to a great start for all of you. What I love about this time of year is crunching my numbers. I track all of my expenses in two self-created spreadsheets, one for my monthly fixed expenses and […]
When it comes to money, it never hurts to ask for what you want. Case in point – the mortgage on my rental property comes up for renewal this spring. For the first time ever, my bank sent me my renewal instructions 6 months before the renewal date. Usually, I get my renewal letter 3 […]
Two people I’ve been following online for the past few years – Kristy Shen and Bryce Leung – wrote a fabulous book called Quit Like a Millionaire. You should read it sooner rather than later. (And let me be very clear, right up front – I am not being compensated by anyone for this review.) […]