Personal finance for singles looking to finance their dreams.
I think it’s important for you to have money milestones, some kind of target that you want to achieve with your money. Maybe it’s getting the first $100 into your emergency fund. Maybe it’s paying off your debt or getting to positive net worth. Perhaps you want to ensure that your portfolio kicks off enough […]
When I watch movies, I like to think about the personal finances of the characters or the financial implications of the stories. Unlike sex and violence, movies aren’t explicit about most characters’ money situations. When bad guys beat up the good guys on instruction from someone else, haven’t you ever wondered how much the bad […]
Most of the time, I talk to you as though you’re the only person you have to support with your income. The reality is that many people support their parents to some degree. If your parents are still working, then you should find out if your parents have a pension. Will it be enough to […]
This year, I will have been engaged in DIY-investing for 3 full decades. Wow! It sounds like a long time, doesn’t it? Believe me when I say it went by quicker than two shakes of a lamb’s tail. Have I made mistakes? Plenty! Did I have too much hubris along the way? Probably. Could I […]
I just learned about “rage applying“. Apparently, it takes place under the following conditions. When you don’t like your current work environment, you apply for a new job. Trust me when I tell you that this is a new name for an old idea. No one has invented anything new by slapping a new moniker […]
Remember how I’ve talked about the money-saving magic of your kitchen? Well, I’ve upped my game. You see, I really hate grocery-shopping. It’s a recessive gene. I know this because both my mother and my brother love grocery shopping, and even my father didn’t mind doing it. My mother loves it so much that one […]
Have you seen the article about the 82-year old Walmart employee who received over $100,000 from strangers so that he could retire? This story makes me very, very sad. I’m not sad because people reached out to help this senior citizen , nor am I sad that he retired. No, I feel despondent and a […]
***** First off, I am not a licensed financial advisor. I don’t hold any of the designations and I’m not an expert in telling people which investments are best for their particular situations. This post is about what has worked for me. It is in no way a guarantee, warranty, or promise that my chosen […]
When I think about where I am financially, I also think about the choices that got me here. Some of them were smart ones. Sadly, many of them were not. Most of the time, I dwell on the money mistakes. Recently however, I got to thinking about the money wisdom that helped me tremendously. Truth […]
Welcome back! How have you been? We’re three weeks into 2023. It went by in a flash, didn’t it? How much closer are you to making your dreams a reality? Hey! If you haven’t been able to do what you want, then cut yourself some slack. I know it’s not always easy to do what […]