Personal finance for singles looking to finance their dreams.
This post is about the importance of you investing for your future, regardless of whether you have a pension. At its heart, a pension is simply deferred compensation. Your employer is promising to pay you money when you presumably are no longer able to earn a living. In exchange, you give your loyalty and service […]
I took the lazy journey to wealth and it’s worked out well for me. Thanks to Younger Me, I’m financially comfortable and should be for the rest of my life. My parents gave me a good education, but no one would ever mistake me for a trust fund baby. They set a good example of […]
Start where you are, and go from there. This is the basic rule for anyone who’s beginning something new. There’s no way around it and investing is no different. If you want to achieve your financial dreams, then the onus is on you to take the steps to make those dreams a reality. No one […]
I’ve learned about a mutual fund that, in my mind, is specifically designed to extract money from naive and uninformed investors. It made me very mad. There have always been snake oil salesmen, and that’s unfortunate. Writing this post is my way of helping you to avoid being a victim of such tomfoolery. I want […]
Well, we’re already weeks into the final third of the year. Tempus fungit, which is why you should take 20 minutes or so to assess your financial progress. Is your debt decreasing or increasing? Have you added more money to your emergency fund? Did you set up an automatic transfer? Are your sinking funds in […]
Invest… even if you have no current plans for your money. I know that sounds a little crazy but please bear with me. At some point, you will know what you want from your life. The AdMan and his trusty sidekick, the Creditor, are working day and night to separate from your money. They will […]
Dreaming is free. We all know this. You can have as many dreams as your imagination and desires will allow. Whether big or small, everyone has dreams for their lives. We all desire to see, do, taste, touch, experience certain things in our lifetimes. It’s perfectly natural since each of us secretly or not-so-secretly wants […]
The greatest way to use credit cards comes down to 2 simple steps. In the interests of transparency, I will admit that I use my credit card all the time. Gas? Groceries? Travel? Clothing? Repairs? Streaming services? Subscriptions? Theatre tickets? Birthday presents? Electronics? Yes, yes, yes! I tap my credit card for all of it. […]
No one – and I mean no one – fulfills their dreams without making some mistakes along the way. Making mistakes is integral to the journey. After all, how are you expected to learn and grow if you don’t have mistakes from which to learn and grow? You’ve heard me speak about my mistakes before. […]
Over the past few months, I’ve been seeing many articles about the death of FIRE. For those that don’t know, FIRE is an acronym for Financial Independence, Retire Early. Its popularity as an idea really took off before March 2020. Since the return of inflation, not as many people have been preaching about it. For […]