FOMO – Fear of Missing Out. YOLO – You only live once. These are the catchphrases that encapsulate our relentless demand for instant gratification. We want what we want when we want it…ideally sooner. And let’s face facts – it feels really great to have our desires satisfied. Who doesn’t like immediate gratification? This week, […]
It’s once again the season to talk about your Registered Retirement Savings Plan – otherwise known as RRSP Season! Between Christmas and the end of February, there’s generally a plethora of advertising about the importance of funding your RRSP. So I’m putting my $0.02 into the mix too! An RRSP is a tax-deferred way to […]
If you’re not already aware, then let me be the first to say the following: it’s okay to keep your money! You don’t have to spend all of it. Now, you probably shouldn’t keep all of it either. After all, doing so means you won’t eat, nor have a roof over your heard or clothes […]
When I talk about financial independence and wanting to retire early, many people look at me as if I’d sprouted a second head right in front of them. “I love my job!” they say. “I don’t want to retire!” Great! Wonderful! You’re being paid to do what you love – that makes you one of […]
Emergency funds… you need them in sickness and in health. My workplace has been a hotbed of germs and colds and flu for the past few weeks. Even I had to take a day off to give myself some time to rest and recover from my head cold. And I started thinking about how fortunate […]