It never ceases to amaze me how easy it is to get into debt. I haven’t been a child since the last millennium, but I do still remember that people had to apply for credit by filing out a paper form. Today, offers for credit come directly to my email address. The financial institutions pushing […]
Last month, I went on my first post-pandemic overseas trip. It wasn’t cheap. However, travel is one of my spending priorities so I have a sinking fund to pay for it. It was my first trip to the Netherlands, with a very short stop in Belgium. I traveled with a dear friend of long acquaintance, […]
This past weekend, I attended the memorial service of a family member. It was beautiful. My lovely aunt passed away at the age of 94. She was a vibrant woman, much-loved by family and friends alike. The fact that chairs had to be brought in to the small theatre where her service was held is […]
This week, I heard a statistic on YouTube that 49 is the average age for people to become a millionaire in the United States. I can only assume that it’s approximately the same for Canadians. Speaking from personal experience, that statistic is bang on. And I managed to do it while making some very big […]
This week, someone asked me if I would consider writing a post about not drinking a daily coffee in order to become wealthy. I responded that I though the “daily coffee” is a red herring. By following a few simple rules up front, anyone will become a millionaire with enough time. Rule #1 – Invest […]
Single or not, a woman needs her own money. Full stop. I’ll never be convinced otherwise so don’t even try. I’ve lived for a long time and I see the importance of having money in the bank. The only thing that money buys is options. The more money you have, the more choices you get […]
Most of us dream of winning the lottery, but there are times when smaller lump-sums come into our lives. What should be done with that extra money? In my humble opinion, you should split that extra money in the following way: Investments need to be funded. My advice is to invest money when you have […]
Truer words have never been spoken. When it comes to investing your money, procrastination is also robbing your wallet. See – it’s like this. If you invest $0 today, then you’ll definitely have $0 tomorrow. On the other hand, if you invest something, then you’ll have way more than $0. The more you invest, the […]
I’ve been learning about wealth-building and personal finance for awhile now. Allow me to save you some time by sharing the methods that helped me to reach my own financial goals. If you want to increase your wealth, then implement as many of the following strategies as you can. Don’t be discouraged if you can’t […]
Happy New Year! I hope that you 2024 is off to a great start for you. I’m happy to report that my cash machine hit a new milestone in 2023. After crunching all my numbers and updating all of my spreadsheets, I was quite pleased. For the first time ever, my cash machine generated more […]