Future You is going to be rich or poor. The choice is yours. This post is aimed at those folks who fall between the two ends of the financial spectrum. It’s not for those who are already uber-wealthy, nor is it for those who are living paycheque-to-paycheque. Rather, I’m aiming today’s words at the ones […]
When you know better, you do better. Maya Angelou This past weekend, I celebrated a rather significant birthday. It was also the 30-year anniversary of when I started my investing journey. As I’m wont to do on my birthday, I considered where I was when I started investing my money and just how far I’ve […]
Most investors are interested in a definitive answer to question of when is the best time to invest in the stock market. And for good reason. After all, no one – and I mean no one – ever wants to lose money. We work very hard for our paycheques. It stands to reason that you […]
Everyone wants their very own money tree. Financial problems would be so much easier to solve if you could just pick money off a tree and pay whatever needs to be paid. Well, I’m here to tell you that you do have the power to do this. All it takes is a little bit of […]
There’s no doubt about it. Anyone who’s slightly aware of the news is hearing that things aren’t good, that we’re heading into a recession, that inflation is climbing, and all other manner of negative stuff about personal finance. You know what I want you to do about it? I want you to take things one […]
Truth be told, retirement is a bank balance. People commonly think that of retirement in terms of an age. Traditionally, it’s been age 65 and lately it’s been cropping up to age 70. For a little while in the 90s, age 55 was the catchy second half of a very successful marketing campaign called Freedom […]
For the past 2 years, I’ve been reading articles the lack of housing affordability and the impact of an empty-house tax. In short, fewer and fewer people can afford to rent property at current prices. This is troubling for a lot of reasons. Allow me to say that I’m not an expert in this area. […]
I have learned that there are 3 foolproof and simple ways to save money. These methods work for me. I’m going to share them with you. If you want to use them, great. If they work for you, also great! And if you think that they don’t work for you, then so be it. Stay […]
Today, I was reminded of why it is essential for people to always have atleast two bank accounts. It’s to protect your money from a bank’s right of offset. What is “offset”? Very simply, it is the power of the bank to raid your accounts in order to satisfy a debt that you own to […]
As I’ve gotten older, I’ve had to realize that some of the nuggets of wisdom that I hold dear won’t work for everyone. Even my cherished belief that everyone should live below their means is flawed. It is literally impossible to follow the LBYM edict if you most basic needs – food & shelter – […]