I have a secret to share with you… I think that a little bit of pessimism goes a long way towards achieving financial independence. When most of us start working, we’re chipper and happy and excited to be getting a paycheque. It’s lovely to have some spending power! And most of us use that power […]
Quick question for you… How much closer will you be to fulfilling your dreams one year from now? Have you set a budget for making those dreams come true? Time moves faster than anyone realizes. We’re nearly done with the 5th month of 2023 already! That went by fast. And the next year is going […]
This is going to be a short post. I want you to start funding your dreams today. Yes. Today. Start today. Don’t wait until tomorrow. If you’re reading this post on your computer or your phone or your tablet, then you’re capable of going to your bank and opening an account. Or you can go […]
First off, you should know that I’m a huge fan Ramit Sethi. He’s the author of I Will Teach You To Be Rich. One of the things he preaches is that everyone should be pursuing their rich life. According to Ramit, this involves being both ruthless and indulgent when it comes to your money. This […]
Earlier this year, I decided to try my hand at budgeting. Some of the bloggers I follow online repeatedly state that having a budget is integral to managing your money. I’m always willing to learn and improve how I handle my own money. Since I work hard for it, I don’t want to waste a […]
Think of yourself as the star trapeze artist in your own life. You swing from one day to the next, endlessly until your part of the show is over. And each day brings its own options, challenges, and choices. Some of these involve risk. Think of these risks as letting go of one bar so […]
Hooray!!! It’s spending time! Break out the debit or credit card because we are going to use the money in the sinking fund! One of my sinking funds – and I have many! – is dedicated towards my flower garden. I’m an amateur gardener in every sense of the word. Each year, I devote a […]
Personal finance is personal. Read that again. For most folks, it’s hard for them to believe that there isn’t one perfect path out there, and that they will get everything they want if they find and follow it. Hear me now. The only universal, iron-clad rules that applies to everyone is that you must live […]
I think it’s important for you to have money milestones, some kind of target that you want to achieve with your money. Maybe it’s getting the first $100 into your emergency fund. Maybe it’s paying off your debt or getting to positive net worth. Perhaps you want to ensure that your portfolio kicks off enough […]
When I watch movies, I like to think about the personal finances of the characters or the financial implications of the stories. Unlike sex and violence, movies aren’t explicit about most characters’ money situations. When bad guys beat up the good guys on instruction from someone else, haven’t you ever wondered how much the bad […]