Personal finance for singles looking to finance their dreams.
Take what you need. Leave the rest. Author Unknown Roughly 20 years ago, I was fortunate enough to come across the book Debt-Proof Living by Mary Hunt. I can honestly say that this book changed my financial life. How so? This book taught me a simple way to organize my money, to get out of […]
No matter how you slice it, the basics don’t really change. This blog is about money, so I’ll stick to the financial basics. Live below your means so you have some money to save and invest. Invest your money so that it grows over time. Go back to step one and repeat. Everything else is […]
One of the eternal questions that’s raised in the personal finance world is whether one should be investing or paying of a mortgage. I made my choice 15 years ago. In hindsight, my choice could qualify as a mistake but, if so, it’s not the worst one I’ve ever made. As I’ve said before, personal […]
There are lots of ways to find happiness. Playing with puppies. Mastering a difficult musical piece. Finally accomplishing a goal that means a lot to you personally. However, I like to talk about money in this space so I’m asking you to consider whether your spending is making you happy. For the record, I want […]
I love reading about personal finance. It’s been a hobby of mine for the past 20+ years. I’ll even go so far as to admit that I’m also an avid snoop – I love hearing about how other people spend their money. Are they investors? Do they like to be spontaneous with their cash? Maybe […]
…and your loved ones a very Merry Christmas!
This past year has cemented a long-held suspicion of mine when it comes to money. No one knows what the future will bring. People can prognosticate all they want, but that’s hardly a guarantee that their words are accurate. For months, the Hair-and-Teeth set of the financial media have been talking about the impending crash. […]
The TFSA contribution amount for 2022 is $6,000. And the very best day to make that contribution is January 3, 2022, so that your money is invested as soon as possible. The sooner you contribute to your TFSA, the better since tax-free growth only starts once the money is deposited. What’s that, you say? You […]
In 4 short weeks, the new year will have arrived. Hooray! Happy, happy, joy, joy! Kiss kiss to everyone! I don’t know about you but I don’t believe in new year’s resolutions. If I think changes to my life are going to make it better, then I’m going to implement those changes as soon as […]
A few weeks ago, I wrote about how inflation is a money-eater. I stand by that statement. Inflation makes everything more expensive. My cost of living is going up but my salary is staying the same. In light of inflation’s impact, I’m tweaking my emergency fund to account for it. In short, my emergency fund […]