Personal finance for singles looking to finance their dreams.
Making good choices isn’t always easy or convenient, but it almost always pays off. I’ll be frank. I love eating out. I go out for meals with friends regularly, usually twice a week. It’s part of my social life and I don’t apologize for it. There are other things I don’t buy so that I […]
A great financial planner is worth the money. This person will listen to your goals, respect your priorities, assess your current financial situation, and create a roadmap for your money. Most importantly, this person will not try to sell you a product where they get paid for doing so. If you remember nothing else from […]
When it comes to paying for a vehicle, it pays to remember that they all do the same thing. I first heard this statement on a YouTube video. And if I’m being honest, I’ll admit that I haven’t been able to get it out of my mind. The YouTuber in question was talking about car […]
First off… not everyone has the financial ability to pursue all of 5 of these tactics at the same time. So, as always, do what you can right now. When you can do more, then do more. This post won’t be about starting your own business or making money through real estate. It’s geared at […]
I spend a lot of time talking about paying off debt. Why? For the simple reason that debt impedes you from spending your money on the things that you really want. Once the debt is gone, what should you do with your former debt payments? This post isn’t for those of you who already have […]
It never ceases to amaze me how easy it is to get into debt. I haven’t been a child since the last millennium, but I do still remember that people had to apply for credit by filing out a paper form. Today, offers for credit come directly to my email address. The financial institutions pushing […]
Last month, I went on my first post-pandemic overseas trip. It wasn’t cheap. However, travel is one of my spending priorities so I have a sinking fund to pay for it. It was my first trip to the Netherlands, with a very short stop in Belgium. I traveled with a dear friend of long acquaintance, […]
This past weekend, I attended the memorial service of a family member. It was beautiful. My lovely aunt passed away at the age of 94. She was a vibrant woman, much-loved by family and friends alike. The fact that chairs had to be brought in to the small theatre where her service was held is […]
This week, I heard a statistic on YouTube that 49 is the average age for people to become a millionaire in the United States. I can only assume that it’s approximately the same for Canadians. Speaking from personal experience, that statistic is bang on. And I managed to do it while making some very big […]
This week, someone asked me if I would consider writing a post about not drinking a daily coffee in order to become wealthy. I responded that I though the “daily coffee” is a red herring. By following a few simple rules up front, anyone will become a millionaire with enough time. Rule #1 – Invest […]