You should be lowering your MERs, i.e. management expense ratios whenever it makes sense to do so. In short, the MER is the price that you pay for the investment product that you’re buying. It’s a percentage of your investment that is paid to the company that put the product on the market. MERs can […]
Hope you had a good Christmas, even if you may not have celebrated exactly as you would’ve pre-pandemic. And if you were able to celebrate in your normal fashion, then good on you. Another Christmas is in the history books. It is now the day after the extra calories, the all-day pjs, the gifts, the […]
The silver linings are there if you look for them, even in a pandemic. We all know that COVID-19 has changed things in a fundamental way at a societal level. However, as with most things in life, its impact on individual lives is different depending on one’s access to money and resources. Over the past […]